Yes, Turo provides insurance options for both hosts and guests to protect against accidents, theft, or damage. Coverage varies based on the protection plan selected, with options ranging from basic liability to comprehensive plans.
How Turo Insurance Works
Turo partners with leading insurers to offer multiple protection plans:
For Guests (Renters)
Basic Plan: Minimum liability coverage (meets state requirements).
Standard Plan: Includes physical damage protection with a deductible.
Premium Plan: Lower deductible and enhanced coverage.
For Hosts (Car Owners)
60/40 Split: Turo covers 60% of earnings, hosts handle maintenance.
75/25 Split: Higher earnings for hosts, but Turo provides enhanced protection.
Commercial Hosts: Custom coverage for fleet owners.
Key Features of Turo Insurance
✔ Liability Coverage – Meets state minimums.
✔ Physical Damage Protection – Covers repairs (deductible applies).
✔ Theft Protection – Included in most plans.
✔ 24/7 Roadside Assistance – Available for all trips.
People Also Ask (FAQs)
1. Does my personal auto insurance cover Turo rentals?
Some policies may extend coverage, but always check with your insurer. Turo’s protection plans act as primary coverage during rentals.
2. What’s the deductible on Turo insurance?
Deductibles vary:
Standard Plan: $500–$3,000.
Premium Plan: $0–$500.
3. Can I decline Turo insurance if I have my own?
Yes, but you must provide proof of comparable coverage before booking.
For full details, review Turo’s [official policy terms](https://support.turo.com). � Safe travels!
