Are there free alternatives available?

Yes. Several tools listed here offer free plans or limited free tiers, which are clearly marked on their pricing labels.

Best YNAB Alternatives (4 Tools) in 2026

Q: What is the best alternative to YNAB?

Rewiser is one of the most popular alternatives on NBP, based on user feedback and feature comparison.

Q: Why do people switch from YNAB?

Users often explore alternatives to find better pricing, more focused features for specific workflows, or different support and collaboration experiences.

Tool Name	Best For	Key Features	Rating	Action
#1 Rewiser	Freelancers	Plugin Ecosystem Custom Fields	-	View →
#2 Cashual	Nonprofits	Instant Financial Overview Split Expenses with Friends	-	View →
#3 Saliv.io	Content Writers	Financial Life Unification Financial Management AI	-	View →
#4 Banknaked	Startups	Fee Free Banking Spending Analytics	-	View →

Tool Name

Best For

Rating

Action

#1 Rewiser

Freelancers

View →

#2 Cashual

Nonprofits

View →

#3 Saliv.io

Content Writers

View →

#4 Banknaked

Startups

View →

Rewiser

Rewiser: Design your financial flow

View Rewiser

🏆 Best for Freelancers Freemium

Why choose Rewiser over YNAB?

Plugin Ecosystem
Custom Fields
AI Tags

View Details

Cashual

A playful finance app with budgeting tools and bite-sized money news.

View Cashual

🏆 Best for Nonprofits Free

Why choose Cashual over YNAB?

Instant Financial Overview
Split Expenses with Friends
Automated Daily Briefing
Budget &amp; Goal Tracking

View Details

Saliv.io

Saliv.io: Replace financial chaos with clarity.

View Saliv.io

🏆 Best for Content Writers Freemium

Why choose Saliv.io over YNAB?

Financial Life Unification
Financial Management AI
Income & Expense Forecasting

View Details

Banknaked

Banknaked: Banking stripped down to its essentials – simple, secure, and totally transparent.

View Banknaked

🏆 Best for Startups Freemium

Why choose Banknaked over YNAB?

Fee Free Banking
Spending Analytics
Carbon Footprint Tracking

View Details

Frequently Asked Questions about YNAB

What is the best alternative to YNAB on NBP?

Based on our community ratings and feature comparison, Rewiser is one of the most popular alternatives among users.

Are there free options available?

Yes. Several tools in this list offer free plans or limited free tiers. Look for the “Free” or “Freemium” pricing labels on the tool cards above.

Why do people switch from YNAB?

Users typically switch to find better pricing, more specific features for their niche (like Freelancers,Agencies,Entrepreneurs,Startups) or better customer support.

4 Best Alternatives to YNAB Top Competitors & Similar Tools for 2026